Flexibility solutions tailored to meet our clients needs

At Infineight Financial we tailor our approach to our clients’ needs with a view to achieving the best possible outcome.  Whilst we retain flexibility in our approach to our clients needs, some solutions our clients regularly talk to us about regularly include one or more of the following:

  • Investment Advice
  • Superannuation and Retirement Planning
  • Transitioning to Retirement
  • Self Managed Superannuation Funds
  • Gearing strategies and Debt Recycling
  • Personal and Business Protection
  • Social Security and Centrelink Strategies
  • Direct Equities
  • Estate Planning
  • Mortgage Broking (by referral)

A Great Opportunity

The Government has provided the opportunity for as you approach retirement to transition into retirement. The rules now permit you to access some of your super through an income stream while you are still working once you’ve reached preservation age (currently age 55). The Government’s intention being that you could move to part-time employment and supplement the drop in income with a pension from your super allowing you to transition into retirement.

Whilst the intention of the transition to retirement rules is to allow you to move to part time, there is no requirement to do so. Furthermore, due to the tax efficiencies of super, adopting a transition to retirement strategy with careful planning can provide you with the opportunity to accelerate your retirement benefits without impacting on your current cash flow.

Financial secure family

Self Managed Superannuation Funds

Self Managed Superannuation Funds or SMSFs are one of the fastest growing segments of the superannuation sector.  Data from the ATO’s website shows that there were in excess of 480,000 SMFS with more than 900,000 members as at June 2012 and these numbers continue to grow.

At Infineight Financial we are specialists in the area of SMSF advice.  In fact, Jason has been working closely with SMSFs since he first started in the industry in 1995 and throughout his career has been seen as an industry leader in the area, having delivered countless presentations to financial advisers and accountants on SMSFs. He was the initial author of Kaplan’s SMSF course which has been used by thousands of financial advisers and other industry professionals to become compliant in providing advice in SMSFs.

If you are interested in establishing your own Self Managed Superannuation Fund we would be more than happy to discuss this with you.  You may also like to review some of the information the Australian Taxation Office (ATO) has on their website:

Personal and Business Protection

Protecting your wealth and income is just as important as growing it. In fact, to ensure we take every step in meeting our client’s objectives we often think in terms of putting three plans in place for them:

  1. A plan for how to make it
  2. A plan for once they have made it
  3. A plan for keeping it

Each plan in the process is as important as the other. Planning to keep it involves putting measures in place in case something happens along the way.  As a result we assist our clients to put in place personal protection strategies that can protect them and their loved ones against events such as:

  • Death
  • Temporary Incapacity
  • Permanent Incapacity
  • Traumatic event such as cancer, stroke or heart attack

We also help to put business protection strategies in place for our clients who are business owners, to protect them and their business. Strategies adopted may include planning for business succession, protecting against key person revenue and capital risk or covering business overheads in the event of temporary incapacity.