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Infineight Financial
Our Services

Strategic Advice

At Infineight Financial we develop a personalised financial strategy for each of our clients based on what objectives are or dreams they wish to achieve.

Once our client’s personal financial strategy is developed, we meet with them regularly to review their situation to determine how they are tracking towards their stated objectives. A well-structured financial strategy continuously changes as your situation changes.

What do your dreams look like? Don’t hold back, there are an Infineight number of possibilities:

  • Retiring early and replacing your current income
  • Being debt free in the next 5 or 10 years
  • Taking an annual overseas holiday each year in retirement
  • Helping your kids to get into their first home
  • Being able to fund access to aged care when you or your loved ones need it
  • Or simply saving a little bit more each week so you can…

You bring the dream; we can show you how to get there

Superannuation and Retirement Planning

Planning for retirement is possibly the biggest financial commitment you will need to make over the course of your lifetime. It can be extremely complex.

At Infineight Financial, we specialise in helping our clients create and implement tax efficient retirement strategies. We’ll work with you to develop a customised plan that takes into account your retirement goals, income needs and overall financial situation.

We can also help answer some of the questions you are probably asking yourself when planning for your retirement, such as:

  • How much do I need to fund a comfortable retirement?
  • How much is it going to cost me to retire?
  • How long will my money last?
  • Can I get access to Centrelink benefits to help fund my retirement?
  • Can I create some tax efficiencies to help me accumulate retirement assets faster?
  • Will I need to still pay tax when I’m retired if I’m self-funded?
  • What should I do with my super when I retire?

The earlier you start, the more time we have to help you to meet your retirement dreams.

Transitioning to Retirement

The transition into retirement strategy is very different for different people. It is no longer the norm to work for the same company for 40 or 50 years, get your gold watch and retire on the age pension.

Transitioning into retirement may involve reducing your work hours gradually over a period of time or taking a career break. You can then work out if you are ready for retirement – or if retirement is ready for you.

Did you know the first year of retirement can be your most expensive? How do you budget for that?

We can provide advice on a variety of issues related to transitioning into retirement. This could include working out ways you can supplement your income as you transition to retirement, ensuring your debt is paid off and budgeting for those first year’s retirement expenses; such a renovations or buying a caravan to travel Australia.

At Infineight Financial we work with you to create a customised plan that takes into account your retirement goals and dreams.

Investment Advice and Wealth Accumulation

Making informed investment decisions is key to building wealth and securing your financial future. That’s why we offer expert investment advice to help our clients make the most of their money.

Investment advice is suitable where our clients are holding surplus cash that they would like to get an increased return on, if funds become available as a result of an inheritance, or where an asset has recently been sold.

For those seeking to accumulate quickly and who are comfortable borrowing to do so, we can customise a gearing or debt recycling strategy to help you to accelerate your wealth accumulation.

Debt Reduction

Do you want to be debt free?

At Infineight Financial we can structure debt reduction strategies to help you pay off your home loan sooner. Our debt reduction strategies are constructed in accordance with our client’s personal situation and can also provide ongoing tax benefits.

The strategies adopted are tailored and may include debt recycling, gearing or simple budgeting to pay loans off sooner.

Estate Planning

Estate planning is an important aspect of financial planning, ensuring that your assets are protected and distributed according to your wishes in the event of your passing.

At Infineight Financial, we provide estate planning advice as well as working with legal professionals to help our clients safeguard their pass in accordance with their wishes.